Investment Strategies

Retirement Savings Strategies for Individuals

Individual Retirement Accounts (IRAs) are essential in retirement planning for many individuals. IRAs offer the potential for tax- deferred savings and can provide for income needs during retirement.
 

Traditional IRAs offer you the potential to make tax-deductible contributions and to achieve tax-deferred earnings. Roth IRAs provide the potential for tax-free growth, although contributions are not deductible.

 

If you have recently changed jobs or are planning to retire soon, you may benefit from an IRA Rollover. By moving your assets from your 401(k) or other retirement plan into an IRA Rollover, you can maintain its tax-deferred status, even after changing jobs or retiring. Consolidating or transferring your retirement plans can also give you greater control over your retirement savings.

 

All Oppenheimer IRA accounts are self-directed, which means that you control the investment of your account. While some financial institutions may provide you with a limited investment menu, at Oppenheimer you have the freedom of choice. Your retirement planning needs are unique and dynamic, and we provide you with the flexibility to select the investment opportunitites that meet your specific objectives.